Terms and Conditions

1. Acceptance of terms

By accessing and using the website plaxeruniomx.com (hereinafter "the Site"), owned by Plaxeruniomx, S.A. de C.V. (hereinafter "Plaxeruniomx"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, we ask that you do not use the Site.

These terms constitute a legal agreement between you ("the User") and Plaxeruniomx, and govern your access to and use of the Site and all content, features, and services offered through it.

2. Nature of the service

Plaxeruniomx is an educational financial guidance platform. We provide informational materials, budget planning tools, and information about government support programs for exclusively educational and informational purposes.

It is essential that you understand that: we do not provide regulated financial services, we are not certified investment advisors, we do not manage assets or funds of any kind, and the materials we offer are of a general educational nature. Any financial decision you make based on our information is your sole responsibility.

3. Limitation of liability

Educational materials provided on the Site are offered "as is" and "as available." Plaxeruniomx does not guarantee the accuracy, completeness, timeliness, or suitability of the information for any particular purpose. The potential return of any financial strategy is subject to risk and must be individually assessed.

To the maximum extent permitted by Mexican law, Plaxeruniomx shall not be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our Site or reliance on any information provided through it.

We recommend consulting with a financial advisor certified by the National Banking and Securities Commission (CNBV) before making any significant financial decisions.

4. Intellectual property

All content on the Site, including but not limited to text, graphics, logos, icons, images, data compilations, software, and its arrangement on the Site, is the property of Plaxeruniomx or its licensors and is protected by Mexican and international intellectual and industrial property laws.

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and its content for personal and non-commercial purposes. Reproduction, distribution, modification, transmission, or commercial use of the content is strictly prohibited without express written authorization from Plaxeruniomx.

5. Acceptable use

By using the Site, you agree to: provide truthful and up-to-date information in forms, use the Site only for legitimate purposes, not attempt unauthorized access to restricted areas of the Site, and not use the Site to transmit unlawful, threatening, defamatory, or objectionable material.

Plaxeruniomx reserves the right to restrict or suspend access to the Site for any user who, in our reasonable judgment, violates these Terms and Conditions or uses the Site in a manner that could damage, disable, or overload our infrastructure.

6. Links to third-party sites

The Site may contain links to websites operated by third parties, including government institution pages and educational organizations. These links are provided solely as reference and convenience for the User.

Plaxeruniomx does not control these websites and is not responsible for their content, privacy policies, or practices. The inclusion of a link does not imply endorsement or association with the linked site. You access third-party sites at your own risk.

7. Contact form

Information submitted through our contact form is used exclusively to respond to your inquiry and provide you with relevant educational materials. We do not share this information with unauthorized third parties.

By submitting a form, you declare that the information provided is truthful and that you have the legal capacity to accept these terms. The processing of your personal data is governed by our Privacy Policy.

8. Modifications

Plaxeruniomx reserves the right to modify these Terms and Conditions at any time. Modifications will take effect immediately upon publication on the Site. Your continued use of the Site after the publication of changes constitutes acceptance of the modified terms.

We recommend reviewing these terms periodically. The date of the last update is indicated at the beginning of this document.

9. Applicable law and jurisdiction

These Terms and Conditions are governed by and interpreted in accordance with the laws of the United Mexican States, in particular the Commercial Code, the Federal Consumer Protection Law (LFPC), and other applicable legislation.

For the resolution of any dispute arising from these terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond to them by reason of their present or future domicile.

10. Indemnification

You agree to indemnify and hold harmless Plaxeruniomx, its directors, employees, and agents from any claim, demand, loss, liability, cost, or expense (including reasonable legal fees) arising from your use of the Site, your breach of these terms, or your violation of third-party rights.

11. Severability and waiver

If any provision of these Terms and Conditions is deemed invalid or unenforceable, such provision shall be interpreted in a manner closest to the original intent of the parties, and the remaining provisions shall remain in full force and effect.

Plaxeruniomx's failure to exercise any right or provision of these terms shall not constitute a waiver of such right or provision.

12. Contact

For any questions or inquiries about these Terms and Conditions, you may contact us via email at contacto@plaxeruniomx.com or at our address: Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, Alcaldía Cuauhtémoc, C.P. 06500, Mexico City, Mexico.